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Financing Clean Energy

Going green isn’t cheap; the cost of a renewable energy power generation system is a high ticket purchase. With the average residential solar power system costing about $30,000 more financial institutions such as banks and credit unions are offering Solar Power loans to help consumers finance their renewable energy power systems which eliminate upfront costs and offer low monthly payments that are competitive to your existing monthly energy bill. Creative loan packages are being offered to consumers, for example Austin Energy, a community-owned utility in Austin, Texas, offers low-interest, no-fee loans up to $20,000 for the purchase and installation of PV solar systems, payable over 10 years with no prepayment penalties. Interest charged on loans made to purchase renewable energy power generation systems can be also deducted from taxes which makes the though of financing a system even more attractive. The #1 way consumers are purchasing residential solar power generation systems is through a home equity or lines of credit offered by banks, In many cases the loan payment is similar to the amount the consumer will be saving on their utility bill, which results in an immediate positive cash flow. According to Borrego Solar, a leader in installing solar power generation systems, there are a number of ways to finance a commercial solar power system. These include Property secured loans, Capital equipment loans, SAFE-BIDCO energy efficiency loans, Equipment secured loans, 3rd party...

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A Consumers guide to Solar Power

Reliable information is so critical when you are thinking about buying a solar electric system for your home or business. Solar electric system also known as photovoltaic or PV systems can not only help consumers generate free clean energy but it helps reduce our dependence on foreign oil and cleans up the air. The U.S. Department of Energy, Office of Energy Efficiency and Renewable Energy understands the need for quality information and released a FREE consumer’s guide to solar power called, “Get Your Power from the Sun.” This a well written guide every consumer should review when making a buying decision. We hope this helps you go solar! Click on the handbook below to download: Download: A Consumers Guide: Get Your Power from the...

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Solar Energy on cloudy days, yes it works.

Does solar energy work on a cloudy day? Many consumers who live outside of the southwest USA are concerned about the performance of solar energy in low light conditions. Let’s use Germany as an example; the country has much less sun exposure compared to the USA. Germany is an unlikely hotspot for Solar Energy; but the country is adopting solar energy faster than the USA and has become one of the world’s leading solar power generators. Obviously Germany’s political system endorses renewable energy much more than the USA; this is why it makes sense for Germans in even low light conditions to create energy from the sun. The truth is, even on cloudy days, a solar energy system is still creating a significant amount of energy. Why does solar energy make so much sense in cloudy Germany and not in the sunny USA? The feed-in tariff (gives citizens generating power from the sun a guaranteed payment from the local utility company), which makes the financial payback very attractive for the people of Germany to go solar. So get on your phone and call your representative in Congress and tell them to model our solar energy incentive programs to a working model such as Germany or Japan (who are the true leaders in installing solar...

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reduce and then produce clean energy

I talk to many consumers looking to go solar everyday and most consumers shopping for solar energy are concerned about the large upfront costs associated with producing clean green energy. Although what most consumers don’t think about is the underlying cause of why a solar power system costs so much. What consumers don’t realize is they have the ability to lower the final price by thousands of dollars on a sales quote for a solar power system just by reducing their energy consumption. How do you reduce your energy consumption? A good start (and cheapest) is to change all your light bulbs to CFLs or LEDs, insulation can help reduce your energy by keeping the house cool during summer and warm in the winter, thus significantly reducing your yearly energy usage. Get rid of old appliances which hog and waste energy. Unplug unused items (they draw energy even if they are plugged in, but not in use), set your computers to automatically hibernate (power saving mode) when they are idle for more than 5 minutes. Purchase energy star appliances and most importantly turn off the lights when you leave a room. Changing the way you consume energy can have a significant impact on the overall price of a solar energy system, practicing reducing energy consumption can shave off thousands, if not tens of thousands of dollars off the final cost of a system. The great clean energy system installers will always recommend reducing consumption. If you can’t figure out how to reduce your energy usage, some system installers will even perform an energy audit for...

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What the heck is an inverter?

Without an inverter, it would not be possible to turn the energy produced by a solar panel or wind turbine into energy we can use. The primary purpose of a renewable energy inverter is to convert DC into AC power. Our everyday appliances use AC power, therefore the inverter is a very important part in the overall design of a renewable energy power generation system.

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Solar Power Rebates and Tax Credits

Rebates and Tax Credits make renewable energy power generation (solar energy, wind power, hydrogen fuel cell systems) affordable. Rebates vary state to state and they can have a significant impact on the final cost of a renewable energy system, a consumer should study them carefully and understand what incentives are available. Typically a service provider who has experience installing in your state can advise you on the rebates, but it’s always great to double check what a service provider is telling you. I’ll tell you where the service providers go to learn about rebates and tax credits. DSIRE is a comprehensive source of information on state, local, utility, and federal incentives that promote renewable energy and energy efficiency. The website provides rebate & tax credit information for the following technologies; Solar Photovoltaic (Electric), Wind Power, Solar Water Heating, Biomass, Solar...

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